Central Pacific Financial Investor Presentation Deck slide image

Central Pacific Financial Investor Presentation Deck

3 Valuable Deposit Franchise $ Millions 7,000 6,500 6,000 5,500 5,000 4,500 4,000 ā— ā— 2016 Central Pacific Financial Corp. Total Deposits 2017 CAGR 6.3% 1 TH 2018 2019 2020 $6.6B @ 0.14% avg cost 2021 302022 Deposit Portfolio Composition as of September 30, 2022 Savings & Money Market 33% Time 12% Noninterest Bearing Demand 33% Interest Bearing Demand 22% Strong deposit portfolio consisting of 92% core deposits and a total deposit cost of just 0.14% in the 3Q 2022 Total interest-bearing deposit repricing beta of 11% thus far in this cycle DU DO DO DO DO DO DOE DO Dg DO 11
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