Central Pacific Financial Investor Presentation Deck slide image

Central Pacific Financial Investor Presentation Deck

Solid Capital Position STRONG CAPITAL AND SHAREHOLDER RETURN Maintained quarterly cash dividend at $0.26 per share which will be payable on December 15, 2022 ā— Consistent history of dividend growth, with attractive dividend yield of 4.9%, compared to peer average of 2.3%* Repurchased 218,000 shares in the 3Q 2022, and returned $37.3 million in capital YTD to shareholders through cash dividends and share repurchases QTD through 11/10/22, repurchased an additional 135,800 shares at a weighted average price of $20.41 * Dividend yield based on dividend paid in 3Q 2022 and market price as of 11/10/2022. Peers includes U.S. Public banks with total assets $3-10 billion. Source: S&P Global Central Pacific Financial Corp. 16.0% 12.0% 8.0% 4.0% 0.0% $1.20 $1.00 $0.80 $0.60 $0.40 $0.20 $- 8.7% Regulatory Capital Ratios As of September 30, 2022 Tier 1 Leverage 2016 10.6% CET1 Regulatory Minimum Well-Capitalized CPF ||||| 2018 2017 Cash Dividends Declared per Common Share 2019 13.7% 2020 Total Capital 2021 YTD 2022 Annualized $208 million capital cushion to well capitalized minimum 16
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