#1#2#33 COVID-19 Response How we adapted: Prioritized health and well-being of employees. and sales force in a changing work environment. Transitioned 90% of our home office workforce to a work-from-home model by mid-March 2020. Primerica Foundation and employees provided support to communities. Resiliency of our people: Flexible and resilient business model allowed us to adapt quickly to COVID-19 challenges. Entrepreneurial nature of sales force makes our representatives highly adaptable. Accelerated adoption of digitized sales and document delivery. Powerful communication systems and focused incentives kept the sales force informed and motivated. Lasting impact: Heightened awareness for protection products positively impacted sales. Accelerated the adoption of digitized customer interaction. FINRA and states adopted remote testing capabilities, adding flexibility to future licensing options. A PRIMERICA#4+ Compelling Investment Proposition 蛇 Proven Track Record Unparalleled Distribution Model Growth Opportunity Complementary Business Segments Strong Financial Performance 40+ year track record of success and significant growth since IPO in 2010 Experienced leadership team dedicated to Primerica's mission Uniquely designed to reach and serve middle-income consumers in North America Large, exclusive life insurance and mutual funds licensed sale force Significant unmet need in the middle-income market Sales force demographics aligned with communities we serve Products designed to meet the specific needs of the middle-income market Long term client relationships drive recurring revenue streams Industry-leading return with demonstrated growth Significant cash flow to fund product growth across all lines of business Disciplined approach to capital deployment PRIMERICA#5#6#7#8#9#10#11#12#13#14#15#16#17#18#19#20#21#22#23#24#25#26#27#28#29#30#31#32#33