#1New York (State or other jurisdiction of incorporation) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 2, 2017 SACHEM CAPITAL CORP. (Exact name of Registrant as specified in its charter) 001-37997 (Commission File Number) 81-3467779 (IRS Employer Identification No.) 23 Laurel Street, Branford, Connecticut (Address of Principal Executive Office) 06405 (Zip Code) Registrant's telephone number, including area code (203) 433-4736 (Former Name or Former Address, if Changed Since Last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 ($230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☑ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐#2Item 8.01. Other Events. On May 2, 2017, the Registrant held an Investor Conference at which it utilized the presentation attached as Exhibit 99.1 hereto. Item 9.01. Financial Statements and Exhibits. (d) Exhibits Exhibit No. 99.1 Investor Presentation, dated May 2, 2017. Description ***** SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: May 2, 2017 Sachem Capital Corp. By: /s/ John L. Villano John L. Villano Co-Chief Executive Officer and Chief Financial Officer 2#3Exhibit Number 99.1 Investor Presentation, dated May 2, 2017. Exhibit Index 3 Description#4SACHEM Exhibit 99.1 CAPITAL Investor Presentation May 2, 2017#5Forward Looking Statement This presentation includes forward-looking statements. All statements in this presentation, other than statements of historical facts, including statements regarding our future results of operations and financial position, strategy and plans, and our expectations for future operations, are forward-looking statements. The words "anticipate," "estimate," "expect," "project," "plan," "seek," "intend," "believe," "may," "might," "will," "should," "could," "likely," "continue," "design," "expectation," and the negative of such terms and other words and terms of similar expressions are intended to identify forward-looking statements. We have based these forward-looking statements largely on our current expectations and projections about future events and trends that we believe may affect our financial condition, results of operations, strategy, short-term and long-term business operations and objectives and financial needs. These forward-looking statements are subject to a number of risks, uncertainties and assumptions, some of which cannot be quantified and some of which are beyond our control. In light of these risks, uncertainties and assumptions, the forward-looking events and circumstances discussed in this prospectus may not occur, and actual results could differ materially and adversely from those anticipated or implied in the forward-looking statements. You should not rely upon forward-looking statements as predictions of future events. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, level of activity, performance or achievements. In addition, neither we nor any other person assumes responsibility for the accuracy and completeness of any of these forward-looking statements. We disclaim any duty to update any of these forward-looking statements after the date of this presentation to confirm these statements in relationship to actual results or revised expectations. All forward-looking statements attributable to us are expressly qualified in their entirety by these cautionary statements as well as others made in this presentation. You should evaluate all forward-looking statements made by us in the context of these risks and uncertainties. SACHEM CAPITAL 2#6Background The Company Established IPO Listing Symbol Bank Market Cap (a/o 4/25/17) Shares Outstanding Pro forma, as adjusted Members Equity at 12/31/16 Dividend Sachem Capital Corp. December 2010 February 2017-$13 Million Gross Proceeds at $5.00/share NYSE MKT SACH Bankwell Bank, New Canaan, CT -15MM revolving line of credit Approx. $57.2 Million 11,103,237 common shares Approx. $40.0 Million $.05/share paid on April 27, 2017, representing an approximate 8% annualized yield on the $5.00 IPO price SACHEM CAPITAL www.sachemcapitalcorp.com 3#7Investment Highlights We intend to qualify as a REIT and distribute at least 90% of our taxable income to shareholders annually through regular quarterly distributions Our current expectation is to pay quarterly dividends on our common shares at an annualized rate of approximately 8.0% based upon our $5.00 IPO price, or approximately $0.40 per share per annum. Experienced management team with intimate knowledge of the Connecticut and surrounding area real estate market Significant demand for real estate loans under $500k in CT and surrounding areas as traditional lenders are unable to satisfy demand Disciplined lending Vertically-integrated loan origination platform Increased flexibility to structure loans to suit the needs of our clients ☐ History of successful operations SACHEM CAPITAL 4#8Overview Connecticut-based real estate finance company specializing in originating, underwriting, funding, servicing and managing a portfolio of short-term ("hard money") loans on property located primarily in Connecticut Since inception in 2010, we have made approximately 415 loans in the aggregate. Portfolio consisted of 217 loans as of December 31, 2016 with an aggregate loan amount of approximately $33.8 million with loans ranging from $35,000 to $1.1 million Main goal is to grow loan portfolio, while preserving capital as we aim to provide investors with excellent risk adjusted returns We intend to qualify as a REIT and will therefore distribute at least 90% of our taxable income to shareholders annually. We intend to pay regular quarterly distributions to holders of our common shares. Completed our IPO of 2,600,000 shares of common stock at $5.00 per share. The IPO was consummated on February 15, 2017. SACHEM CAPITAL 5#9Business Model Grow first mortgage loan portfolio while protecting and preserving capital Provide investors with risk adjusted returns through dividends Disciplined underwriting and extensive due diligence culture focusing primarily on value of underlying collateral as well as the borrower and its principals Intimate knowledge of CT real estate market and ability to respond quickly to customer needs and demands Structure mortgage loans to fit needs and business plans of borrowers Acquire and/or renovate existing residential real estate properties Acquire vacant real estate and construct residential real estate properties Purchase and hold income producing properties Loans are secured by first mortgages on real estate and personally guaranteed by borrower Revenue is generated from interest borrowers pay on loans as well as fee income generated from origination, processing, and extension of loans SACHEM CAPITAL 6#10Annual Interest Income Growth $4,000,000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 SO 2011 2012 2013 2014 2015 2016 SACHEM CAPITAL 7#11Strategy Capitalize on opportunities created by the long-term structural changes in the real estate lending market and the continuing limited liquidity in the commercial and investment real estate markets Take advantage of the prevailing economic environment as well as economic, political and social trends that may impact real estate lending Remain flexible in order to capitalize on changing sets of investment opportunities that may be present in the various points of an economic cycle Operate so as to qualify as a REIT and for an exemption from registration under the Investment Company Act. Capitalize on competitor policies that inhibit borrower retention and repeat business. SACHEM CAPITAL 8#12Loan Structure Principal Amount Loan-to-Value Ratio Interest Rate Origination Terms $35,000 to $1.1 million (maximum loan amount cannot exceed 10% of portfolio) Up to 65% Fixed rate between 9% and 12% with a default rate of 18% 2.0% for loans of one year to 5.0% for three-year loans One to three years Prepayments Payment Terms No prepayment penalty Interest payable monthly with principal payable at maturity SACHEM CAPITAL 9#13Loan Portfolio as of December 31, 2016 Amount Less than $100,000 $100,001 to $250,000 $250,001 to $500,000 $500,001 to $1,000,000 (1) Over $1,000,000 Total Aggregate Principal Number of Loans Amount 98 $6,473,420 89 $13,332,281 22 $7,354,043 7 $5,498,665 1 $1,092,201 217 $33,750,610 Approximately 86% of the loans had an original principal amount of $250,000 or less. Approximately 96% of the loans had an original principal amount of $500,000 or less. ■The average loan size was approximately $155,000 and the median loan size was $105,000. (1) Loan commitment is $1.1 million SACHEM CAPITAL 10#14Loan Portfolio Developer - Residential Mortgages Developer - Commercial Mortgages Land Mortgages Mixed Use Total Mortgages Receivable As of December 31, 2016 As of December 31, 2015 $21,343,927 $18,820,509 $9,049,942 $5,712,566 $3,149,602 $2,619,792 $207,139 $380,000 $33,750,610 $27,532,867 SACHEM 11 CAPITAL#15Financing Strategies We utilize a combination of equity capital and debt financing to fund operations: Sources of Capital Debt Line of Credit Mortgage Payable Total Debt Other Liabilities Capital (equity) Total sources of capital Assets Mortgage receivable Other assets Total assets SACHEM CAPITAL December 31, 2016 $8,113,943 310,000 $8,423,943 $1,459,863 $28,485,615 $38,369,421 $33,750,610 $4,618,811 $38,369,421 12#16Loan Portfolio Years ended Dec 2015 2016 Principal amount of loans earning interest $33,750,610 $27,532,867 Loans originated $21,580,103 $19,412,438 Loans repaid $14,861,360 $5,812,116 Mortgage lending revenues $4,133,495 $2,786,724 Mortgage lending expenses $1,082,868 $479,821 Number of loans outstanding 217 180 Average outstanding loan balance Net Portfolio Rate of Return Weighted average term to maturity (in months) SACHEM CAPITAL $155,533 12.23% 18 $152,960 11.76% 20 13#17Portfolio Performance 2015 2016 Change (*16 vs *15) Total Assets $30,795,486 $38,369,421 24.6% No. of loans in Portfolio 180 217 21.2% Principal Amount of Loans in Portfolio $27,532,867 $33,750,610 22.6% Annual Interest Income $2,477,876 $3,648,427 47.2% Gross Origination Fee Income (1) $721,284 $824,008 14.2% Wtd. Average Contractual Interest Rate (2) 11.8% 12% 1.6% Blended Loan-to-Value (LTV) 46.5% 47.9% 3.0% Foreclosures Initiated 2 1 -50% Loan Principal Paid Off $5,812,116 $14,861,360 155.7% (1) Origination Fees net of Manager Compensation was $108,385 and $197,378 in 2015 and 2016, respectfully. (2) Weighted average contractual interest rate does not include origination fee income. SACHEM CAPITAL 14#18Financial Highlights Interest income from loans Total revenue Total operating costs and expenses Net income SACHEM Year Ended December 31, 2016 Year Ended December 31, 2015 $2,477,876 $2,786,724 $3,648,427 $4,133,495 $1,082,868 $479,821 $3,050,627 $2,306,903 15 CAPITAL#19Management Team John L. Villano, CPA Co-founder and Chairman, Co-Chief Executive Officer, Chief Financial Officer and Secretary. ■ Co-founder of Sachem Capital Partners ("SCP"), and Co-founder and Managing Partner of JJV, LLC, manager of SCP since their inception in December 2010. Mr. Villano, a certified public accountant, was previously engaged in private practice for over 30 years performing accounting, auditing and tax preparation services. Mr. Villano's responsibilities include oversight of all aspects of business operations, including loan origination and servicing, investor relations, brand development and business development. Also responsible for the direction and oversight of all financial and accounting matters. Mr. Villano holds a Bachelor's Degree in Accounting from the University of Rhode Island Jeffrey Villano Co-founder and Co-Chief Executive Officer, President and Treasurer. ■ Co-founder of Sachem Capital Partners ("SCP"), and Co-founder and Managing Partner of JJV, LLC, manager of SCP since their inception in December 2010. Responsibilities include oversight of all aspects of our business operations, including loan origination and servicing, investor relations, brand development and business development. Mr. Villano received an Associate's Degree from Eastern Connecticut State University. SACHEM CAPITAL 16#20SACHEM CAPITAL John L. Villano, CPA 23 Laurel Street Branford, Connecticut 06405 203-433-4736 [email protected]