#1Guiding to solid growth Scotiabank 23rd Annual Financials Summit Investor presentation September 8, 2022 iAm PRESENT AND STRONG. More than ever. Financial Group#22 3 ¡A's purpose and mission Appendices 16 Profit growth since IPO 4 2021-2022-2023 17 Road to reach earnings targets 5 H1/22 results vs. guidance 18 Growth drivers 6 IFRS 17 & 9 - Transition outlook 19 Shift to capital-light products 20 7 Book value P&D and AUM/AUA 21 Strong balance sheet 80 Core EPS and ROE 22 Dividend TABLE 9 Organic capital generation 23 2022 guidance OF 10 Capital allocation 24 Credit ratings CONTENTS 11 Diversified business mix 25 ESG ambition 26 12 H1/22 sales results 27 13 US Dealer Services 14 Share price growth (total return) 229 28 Concrete ESG actions Forward-looking statements Non-IFRS and additional financial measures Investor Relations#33 ¡A Financial Group $7.8B Foundation is one of the largest insurance market 1892 and wealth management cap. groups in Canada, with operations in the United States IAG on TSX OUR PURPOSE IPO in 2000 $72.82 stock price To assure that our clients feel confident and secure about their future OUR MISSION To ensure the financial wellbeing of our clients by offering them personal insurance coverage and investment solutions to help them achieve their personal goals 4M+ $85.25 clients all-time high 8,600+ employees 25%-35% dividend payout ratio target range Data as at August 18, 2022#44 2021 - One of the strongest years in IAG history ■ Very strong sales momentum - iA sold 1 in 4 ind. insurance policies in Canada Core EPS and core ROE above guidance and robust capital position Shareholder value creation: Book value up 12%, dividend up 29% and NCIB 2022 - Solid foundation for continued growth Core ROE guidance increased to 13%-15%, one year early Strong capital generation - Targeting $450M to $525M Solid capital position with solvency ratio at 130% as at June 30, 2022 2023 - Favourable outlook for IFRS 17 and IFRS 9 transition ☐ Already managing business with new regime in mind Expected near-neutral to favourable impacts on several key metrics: book value, core EPS and ROE, solvency ratio and capital for deployment Superior employee, client and advisor experience ☐ Employer of choice that offers support, flexibility and a rewarding career Superior client satisfaction based on our net promoter score surveys ■ #1 for overall company rating in Advisor Perception Survey Key success drivers for continued strong sales momentum This slide presents non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#55 H1/22 RESULTS VS. GUIDANCE All metrics in-line or better than guidance Core EPS+ Core ROE (trailing 12 months) Impact of new business* (strain) Solvency ratio+ Capital generation* Effective tax rate Dividend payout ratio* 1 A negative strain represents a gain at issue. 2022 guidance $4.05 to $4.35 in H1 13.0% to 15.0% -5% to 10% 110% to 116% H1/22 result $4.16 14.1% (2%)¹ 130% $450M to $525M in 2022 ~$260M 21% to 23% 15.2% 25% to 35% (mid-range) 30% + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures. iAm Financial Group#61 6 + IFRS 17 AND IFRS 9 UPDATE ¡A'S SOUND APPROACH TOWARDS TRANSITION Managing business with a long- term vision to protect strength and quality of our balance sheet under IFRS 4: Keeping additional protections in reserving process ■ Provisioning prudently for financial guarantees Positioning assumptions to limit gains on new business FAVOURABLE RELATIVE POSITIONING FINANCIAL STRENGTH Book value CSM level IMPACTS1+ Near-neutral at transition² Favourable at June 30, 2022 >$5B at transition² Solvency ratio Capital available for deployment Core ROE >20 percentage point increase at transition² Very favourable - Additional capital to support growth and ROE expansion Favourable on 2022 result PROFITABILITY Core EPS level Favourable on 2022 result Core EPS growth Near-neutral on 2022+ results 10%+ annual growth on average Organic capital generation Favourable on 2022+ results iAm Financial Group Expected estimated combined impact of IFRS 9 and IFRS 17, according to macroeconomic environment and other information available as at June 30, 2022. 2 IFRS 9 and IFRS 17 transition on January 1, 2022. These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#7BOOK VALUE – Strong and steady record of value creation IFRS 9 & 17 expected impact on book value: NEAR-NEUTRAL Book value per share and dividends paid IAG book value per share CAGR1 (at year-end) 1-year +3% 5-year +8% 10-year +9% Best performance Since 2000 +9% of Canadian lifecos 0% IAG +469% Peers +263% June 30, 2004 2004² 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 June 30, 2022 7 1 At June 30, 2022. 2 Taken as the earliest relevant comparison date.#88 Core EPS+ (diluted) Strong earnings targets built on solid track record IFRS 9 & 17 expected impact on core EPS and core ROE: FAVOURABLE Core ROE+ (diluted) TRACK RECORD 11.4% 2015-2021 6-year CAGR $7.12 10%+ growth on average per year $8.31 $9.00 MID- GUIDANCE 2020 2021 2022 2023 2024 TRACK RECORD 13.2% 2017-2021 5-year average 2022 target 13%-15% 14.2% 13.1% 13.3% 2019 2020 2021 + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#99 Strong and ongoing organic capital generation resulting from reduced risk profile Organic capital generation* (~$M) Before iA's management actions and risk profile improvements: no organic capital generation as normal course of business was highly capital intensive 60 30 40 110 525 490 2022 TARGET 450 280 260 250 245 H1/22 RESULT 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Organic capital generation growth drivers looking forward Pricing discipline to improve return on equity Increase capital-light proportion of new business • Continue to improve risk management practices Rising interest rates and financial markets Organic capital generation calculation = Core net income to common shareholders - Dividends paid to common shareholders - Required capital increase in normal course of business + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#10CAPITAL ALLOCATION – FOCUSED ON ROE EXPANSION - Potential capital deployment* of ~$550M, as at June 30, 2022 Very favourable impact at IFRS 17 transition - Additional capital to support growth and ROE expansion $ Organic growth Investing in digital evolution to propel growth Acquisitions To strengthen strategic positioning Dividends 25%-35% payout ratio target range Based on core earnings NCIB Active program to buy back up to 5% of outstanding shares 10 * This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#11☐ DIVERSIFIED BUSINESS MIX Foundation Long-established businesses in which iA excels TIT and is already a leader iA is already a leader and seeks to strengthen position Long-established businesses Strong management expertise Dealer Services (Canada) Individual Wealth ¡Ar Financial Group Individual Insurance (Canada) Retail distribution Individual Insurance (US) ¡A Auto Dealer Services (US) Group Insurance Special Markets and Home and Savings 11 Support Businesses supporting branding and delivering synergies and competitive advantages to other iA businesses ☐ ¡A seeks to maximize synergies Expansion High-growth distinctive businesses in which iA seeks to become a leader iA is seeking to become a leader High growth opportunity in capital-light businesses Leveraging acquired distinctive expertise ■ Deliver competitive advantages to other iA businesses - Businesses that support iA's branding#12H1/22 SALES - Good business growth continued ($M, unless otherwise indicated) H1/22 • 2022 2021 YOY variation • 199 131 52% Individual Insurance Individual Wealth Management General fund - sales 469 449 4% Segregated funds - net sales 1,399 1,645 (246) Mutual funds - net sales (154) 650 (804) Group Insurance • Employee Plans 23 101 (77%) Dealer Services (Creditor, P&C and car loan orig.) 653 543 20% Special Markets 143 91 57% • Group Savings and Retirement 1,320 1,368 (4%) ► US Operations ($US) Individual Insurance Dealer Services - P&C ¡A Auto and Home 71 68 4% 509 518 (2%) 233 223 4% • Foundation Very strong sales growth in Individual Insurance Net fund inflows in Individual Wealth Management in a difficult industry environment Continued strong sales in H1 and good profitability for Dealer Services Canada despite low vehicle inventories Expansion • Good sales growth from US Individual Insurance and profit better than expected Sales growth for US Dealer Services outpaced the US auto industry's Results in line with expectations for insurance distribution affiliate PPI Support • Good sales for iA Auto and Home Good retention of in-force business led to strong premium¹ increase in Employee Plans division • Very strong sales for Special Markets Net premiums and premium equivalents. 12 + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#13US DEALER SERVICES iA is a US leader in a large and highly fragmented industry, ripe for further consolidation High growth potential for iA through organic expansion and bolt-on acquisitions Leveraging full suite of products and services and optimizing synergies Resilient sales outpacing US vehicle sales • • • Since 2019, US vehicle sales have remained mostly flat while iA sales have increased significantly due to organic and acquisition growth Sales down 7% YoY in Q2/22 vs. a strong quarter a year ago, while new and used US light vehicle sales declined 17%¹ over the same period Expecting iA sales to remain strong but relatively stable in 2022 from very low vehicle inventory +33 US new and used vehicle sales variation 1 (%, YoY) iA total sales variation² (%, YoY) Profitable and diversified revenue streams Offering insurance and/or administration of warranties for new and used vehicles Good diversification of sales between new and used vehicles Both administration and insurance fees received on 72% of 2021 sales 72% 66% -4 -6 +4 +4 -10 -17 New vehicles 60% 48% Used vehicles 40% Increasing synergies 2019 2020 2021 -7 • Timing of profit: Administration fees are mostly earned upfront, having a more immediate impact on profitability • Inflation: Marginal impact due to the business model: regular pricing adjustments and reinsured risks Q3/21 Q4/21 Q1/22 Q2/22 13 Source: US Bureau of Economic Analysis and Cox Automotive - Raw numbers of vehicles sold in the US at retail only (fleet and private party sales excluded); numbers are not seasonally adjusted. 2 Including IAS sales, pre-acquisition.#1414 0% Industry leader for share price growth Total return (Share price growth with dividend reinvested, at year-end) Best performance of Canadian lifecos 13% CAGR IPO1 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 1 Feb. 3, 2000, when iA became a public company. +1,441% Aug. 18, 2022#15Appendices iAm Financial Group#1616 Impressive profit growth since IPO in 2000 Net income attributed to common shareholders ($M) 10%+ 21-year CAGR 400 364 350 304 242 251 253 223 206 155 137 132 103 97 103 66 537 516 687 613 611 830 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021#1717 * 6% The road to reach earnings targets Organic growth A strong base from expected profit on in-force and business diversification + 2% + 1%+ + Organic growth initiatives Supported by digital initiatives¹ Distribution Supported by digital initiatives¹ ΛΙ 10%+ Core EPS+ growth on average per year 1%+ Capital deployment Acquisitions and NCIB 1 Digital initiatives to contribute to 1%+ of annual core EPS growth + These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#1818 MAIN GROWTH DRIVERS Our key actions for success Remain at the leading edge of digital tools SALES EARNINGS Leverage full range of products to meet Build on our clients' needs extensive relationships with distributors Optimize synergies between business units A Maintain pricing discipline الله Continue growing sales and revenues faster than expenses Digital and Lean initiatives for more operational efficiencies Develop expansion businesses by leveraging leading expertise#1919 2016 76% 56% Shift to capital-light products % of new sales in low-guarantee products Individual Insurance (Canada) Segregated Funds 2017 2018 2019 2020 2021 H1/2022 96% 85% Supports a higher ROE Expansion in capital- light businesses in the last decade, such as Dealer Services, Wealth Management and Distribution, has contributed to an improvement in the Company's risk profile. Favours organic capital generation Lower capital requirement per sale#2020 7.0 Proven strategy, continued momentum Net premiums, premium equivalents and deposits* ($B) 16.6 +15% +9% 10-year CAGR 5-year CAGR 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 73.4 AUM/AUA+ (Assets under management and administration, end of period, $B) +12% 221.2 5-year CAGR +12% 10-year CAGR + These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures. 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021#21+ 21 STRONG BALANCE SHEET Ratios (June 20, 2022)* Leverage ratio of 23.7% and coverage ratio of 14.8x Distinctive macroeconomic protections Embedded in reserving process, iA's distinctive macroeconomic protections decrease net income and solvency ratio volatility and support iA's 110% to 116% solvency ratio target. Protections that are not recognized in regulatory capital formula are worth more than 3 percentage points of solvency ratio (as at June 30, 2022). Capital sensitivity* Low sensitivity to macroeconomic variations Capital flexibility Potential capital deployment* of ~$550M, as at June 30, 2022 NCIB The Company's NCIB program was reinstated in December 2021 as regulators lifted their restrictions. From Dec. 6, 2021 to Dec. 5, 2022, up to 5,382,503 common shares can be redeemed (~5% of shares¹). During H1/22, 1.3 million shares were redeemed and cancelled for a total value of $84.5 million. 1 Common shares issued and outstanding at Nov. 23, 2021. These items are non-IFRS measures; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.#2222 $0.70 $0.65 $0.60 $0.55 $0.50 $0.45 $0.40 $0.35 $0.30 $0.25 $0.20 $0.15 $0.10 $0.05 $- DIVIDEND TO COMMON SHAREHOLDERS Dividend increased by 8% to 67.5¢ per share payable in Q3/2022 iAm Financial Group Steady increases every 3 quarters First lifeco in Canada to resume dividend increases after the financial crisis Largest dividend increase (+29%) among Canadian lifecos following the lifting of regulatory restrictions in November 2021 IPO 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022#2323 2022 GUIDANCE As disclosed on February 16, 2022 Core EPS+ Core ROE+ 13.0% to 15.0% Q1 $1.85 to $2.00 Q2 $2.20 to $2.35 Q3 $2.30 to $2.45 Impact of new business (strain)* 0% annual target (quarterly range from -5% to 10%) Q4 $2.35 to $2.50 2022 $8.70 to $9.30 Solvency ratio 110% to 116% + Non-core items* Capital generation* $450M to $525M (EPS) Charges or proceeds related to acquisition or disposition of a business $0.19¹ Effective tax rate 21% to 23% Amortization of intangible assets $0.59 Non-core pension expense Total $0.20 $0.98 Dividend payout ratio+ Note: The market guidance provided above is a forecast. Please refer to the "Forward-looking statements" section in this document for more information. 1 $0.19 = $0.10 IAS acquisition charges + $0.03 Surex acquisition charges + $0.06 increase in book value of Surex minor shareholders' sell option + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures. 25% to 35% (mid-range, based on core earnings) iAm Financial Group#2424 Credit ratings ¡A Financial Corporation Inc. Industrial Alliance Insurance and Financial Services Inc. Credit rating agency Issuer rating Outlook Financial strength Standard & Poor's A AA- Stable DBRS Morningstar A AA (low) Stable A.M. Best N/A A+ (Superior) Stable#2525 شد ESG ambition To contribute to sustainable growth and wellbeing for our clients, employees, partners, investors and communities Our targets . • Reduction of our GHG emissions by 20% per employee by 2025 Now and in the future, achieve increased gender equity of between 40% and 60% in iA Financial Group senior leadership positions and appointments Commitment to five United Nations Sustainable Development Goals 3 GOOD HEALTH AND WELL-BEING 8 DECENT WORK AND ECONOMIC GROWTH M 10 REDUCED INEQUALITIES SUSTAINABLE CITIES 11 SUSTAINABLE CITIES ------- CLIMATE 13 ACTION#2626 CONCRETE ACTIONS FOR A SUSTAINABLE FUTURE ENVIRONMENT SOCIAL GOVERNANCE OUR CONTRIBUTION TO SUSTAINABLE FINANCE Signatory of United Nations Principles for Responsible Investment (PRI) Publication of Responsible Investment Policy in 2021 Enhanced lineup of socially responsible investment funds for a total of 18 funds Participation in the Statement by the Quebec Financial Centre for a Sustainable Finance Publication of our first Sustainability Bond Framework in February 2022 Support for the International Sustainability Standards Board (ISSB) Signatory of: EPRI Principles for Responsible Investment . VV VV V V VV vvv Continue to be carbon neutral by offsetting GHG emission and reducing our emissions Climate change task force to achieve and improve reduction targets Climate Change Position Statement through which we commit to become a leader on climate change in North America Majority of our 30+ properties in Canada are BOMA BEST or LEED certified Work From Anywhere model estimated to result in the reduction of 3,500 tonnes in GHG equivalents ENTREPRISE CERTIFIÉE CARBONEUTRE planetair 2021 CARBON NEUTRAL CERTIFIED BUSINESS CDP ++ +++ ++++ ++++ ++++ ++++ ++++ ++ +++ Diversity and Inclusion program, including a three-year action plan Offering our clients products and services that provide access to quality health care and health services Continued effort to harmonize and further implement NPS metrics accross the Company 2021 donations of $7.5M to different social and community organizations Commitment to obtain the Progressive Aboriginal Relations (PAR) certification of the Canadian Council for Aboriginal Business Efforts to support employees' wellbeing promoting global health Best governance practices reinforced with a formalized Governance Framework Use of the TCFD and SASB reporting frameworks to guide ESG disclosure Integration of sustainable development in our governance structure through several committees ESG criteria included in executive compensation for 2021 Publication of several policies, practices and statements to support our governance TCFD SUSTAINABILITY ACCOUNTING יון TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES SASB STANDARDS BOARD#2727 Forward-looking statements This document may contain statements relating to strategies used by iA Financial Group or statements that are predictive in nature, that depend upon or refer to future events or conditions, or that include words such as "may", "will", "could", "should", "would", "suspect", "expect", "anticipate", "intend", "plan", "believe", "estimate", and "continue" (or the negative thereof), as well as words such as "objective", "goal", "guidance", "outlook" and "forecast", or other similar words or expressions. Such statements constitute forward-looking statements within the meaning of securities laws. In this document, forward-looking statements include, but are not limited to, information concerning possible or assumed future operating results. These statements are not historical facts; they represent only expectations, estimates and projections regarding future events and are subject to change. Although iA Financial Group believes that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements. In addition, certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those expressed or implied in such statements. о о Material factors and risks that could cause actual results to differ materially from expectations include, but are not limited to: insurance, market, credit, liquidity, strategic and operational risks, such as: general business and economic conditions; level of competition and consolidation; changes in laws and regulations, including tax laws and changes made to capital and liquidity guidelines; risks associated with the regional or global political and social environment; risks related to climate change including the transition to a low-carbon economy and iA Financial Group's ability to satisfy stakeholder expectations on environmental, social and governance issues; data and cyber risks; risks related to human resources; hedging strategy risks; liquidity of iA Financial Group, including the availability of financing to meet existing financial commitments on their expected maturity dates when required; accuracy of information received from counterparties and the ability of counterparties to meet their obligations; the occurrence of natural or man-made disasters, international conflicts, pandemic diseases (such as the current COVID-19 pandemic) and acts of terrorism. Material factors and assumptions used in the preparation of financial outlooks include, but are not limited to: accuracy of accounting policies and best estimate actuarial and economic assumptions used by the Company such as mortality, morbidity, longevity and policyholder behaviour; different business growth rates per business unit; no unexpected material changes in the economic, competitive, insurance, legal or regulatory environment; risks and conditions; and the Company's recent performance and results, as discussed elsewhere in this document. - Potential impacts of the COVID-19 pandemic – Since March 2020, the COVID-19 pandemic has had major, unprecedented implications for both society and the economy. The overall impact of the COVID-19 pandemic is still uncertain and depends on many factors, such as the progression of the virus, the emergence of new variants, the duration of the pandemic, potential treatments and therapies, the availability of vaccines, the effectiveness of government measures to slow the virus's spread and the impact of those measures on the economy. As a result, we cannot accurately predict the total bearing the pandemic will have, but the impact on iA Financial Group's business and financial results could be material. However, despite the short-term negative impacts of the pandemic on its results, iA Financial Group remains financially solid. In addition, iA Financial Group's business continuity protocol has continued, ensuring that the quality of service clients receive is similar to or better than before the pandemic and enabling employees and advisors to continue to work safely and securely. - Potential impact of geopolitical conflicts Since February 2022, Russia's military invasion of Ukraine and the related sanctions and economic fallout have had several impacts on global financial markets, exacerbating the volatility already present since the beginning of the year. The outlook for financial markets over the short and medium term remains highly uncertain and vulnerable, in part due to continued geopolitical tensions. The Company continues to monitor potential impacts of the conflict. These impacts could negatively affect the Company's financial outlook, results and operations. Additional information about the material factors that could cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward-looking statements may be found in the "Risk Management" section of the Management's Discussion and Analysis for 2021, the "Management of Risks Associated with Financial Instruments" note to the audited consolidated financial statements for the year ended December 31, 2021, and elsewhere in iA Financial Group's filings with the Canadian Securities Administrators, which are available for review at sedar.com. The forward-looking statements in this document reflect iA Financial Group's expectations as of the date of this document. iA Financial Group does not undertake to update or release any revisions to these forward-looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events, except as required by law.#2828 Non-IFRS and Additional Financial Measures iA Financial Corporation and iA Insurance report their financial results and statements in accordance with International Financial Reporting Standards ("IFRS"). They also publish certain financial measures or ratios that are not based on IFRS ("non-IFRS"). A financial measure is considered a non-IFRS measure for Canadian securities law purposes if it is presented other than in accordance with the generally accepted accounting principles ("GAAP") used for the Company's audited financial statements. The Company uses non-IFRS measures when evaluating its results and measuring its performance. The Company believes that non-IFRS measures provide additional information to better understand its financial results and assess its growth and earnings potential, and that they facilitate comparison of the quarterly and full year results of the Company's ongoing operations. Since non-IFRS measures do not have standardized definitions and meaning, they may differ from the non-IFRS financial measures used by other institutions and should not be viewed as an alternative to measures of financial performance determined in accordance with IFRS. The Company strongly encourages investors to review its financial statements and other publicly filed reports in their entirety and not to rely on any single financial measure. These non-IFRS measures are often accompanied by and reconciled with IFRS financial measures. For certain non-IFRS measures, there are no directly comparable amounts under IFRS. This document presents non-IFRS measures used by the Company when evaluating its results and measuring its performance. For relevant information about non-IFRS measures used in this document, see the "Non-IFRS and Additional Financial Measures" section in the Management's Discussion and Analysis for the period ending June 30, 2022, which is hereby incorporated by reference and is available for review on SEDAR at sedar.com or on iA Financial Group's website at ia.ca.#29Investor Relations Contact Marie-Annick Bonneau Tel.: 418-684-5000, ext. 104287 [email protected] Next Reporting Dates Q3/2022 November 8, 2022 Q4/2022 February 14, 2023 Q1/2023 May 10, 2023 Q2/2023 August 1, 2023 Q3/2023 November 7, 2023 For information on our earnings releases, conference calls and related disclosure documents, consult the Investor Relations section of our website at ia.ca. 29 29 No offer or solicitation to purchase This presentation does not, and is not intended to, constitute or form part of, and should not be construed as, an offer or invitation for the sale or purchase of, or a solicitation of an offer to purchase, subscribe for or otherwise acquire, any securities, businesses and/or assets of any entity, nor shall it or any part of it be relied upon in connection with or act as any inducement to enter into any contract or commitment or investment decision whatsoever.#30INVESTED IN YOU. iA Financial Group is a business name and trademark of iA Financial Corporation Inc. and Industrial Alliance Insurance and Financial Services Inc. ia.ca