#1PROSPERITY BANCSHARES, INC. Investor Presentation Fourth Quarter 2019#22 "Safe Harbor" Statement Under the Private Securities Litigation Reform Act of 1995 This presentation contains forward-looking statements within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are typically, but not exclusively, identified by the use in the statements of words or phrases such as "aim," "anticipate," "estimate," "expect," "goal," "guidance," "intend," "is anticipated," "is expected," "is intended," "objective,” “plan,” “projected," "projection," "will affect," "will be," "will continue," "will decrease," "will grow," "will impact," "will increase," "will incur," "will reduce," "will remain," "will result," "would be," variations of such words or phrases (including where the word "could," "may," or "would" is used rather than the word "will" in a phrase) and similar words and phrases indicating that the statement addresses some future result, occurrence, plan or objective. Forward-looking statements include all statements other than statements of historical fact, including forecasts or trends, and are based on current expectations, assumptions, estimates and projections about Prosperity Bancshares and its subsidiaries. These forward-looking statements may include information about Prosperity's possible or assumed future economic performance or future results of operations, including future revenues, income, expenses, provision for loan losses, provision for taxes, effective tax rate, earnings per share and cash flows and Prosperity's future capital expenditures and dividends, future financial condition and changes therein, including changes in Prosperity's loan portfolio and allowance for loan losses, future capital structure or changes therein, as well as the plans and objectives of management for Prosperity's future operations, future or proposed acquisitions, the future or expected effect of acquisitions on Prosperity's operations, results of operations, financial condition, and future economic performance, statements about the anticipated benefits of the proposed transaction, and statements about the assumptions underlying any such statement. These forward-looking statements are not guarantees of future performance and are subject to risks and uncertainties, many of which are outside of Prosperity's control, which may cause actual results to differ materially from those expressed or implied by the forward-looking statements. These risks and uncertainties include but are not limited to whether Prosperity can: successfully identify acquisition targets and integrate the businesses of acquired companies and banks, including LegacyTexas; continue to sustain its current internal growth rate or total growth rate; provide products and services that appeal to its customers; continue to have access to debt and equity capital markets; and achieve its sales objectives. Other risks include, but are not limited to: the possibility that credit quality could deteriorate; actions of competitors; changes in laws and regulations (including changes in governmental interpretations of regulations and changes in accounting standards); the possibility that the anticipated benefits of an acquisition transaction, including the LegacyTexas transaction, are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of two companies or as a result of the strength of the economy and competitive factors generally; a deterioration or downgrade in the credit quality and credit agency ratings of the securities in Prosperity's securities portfolio; customer and consumer demand, including customer and consumer response to marketing; effectiveness of spending, investments or programs; fluctuations in the cost and availability of supply chain resources; economic conditions, including currency rate, interest rate and commodity price fluctuations; and weather. These and various other factors are discussed in Prosperity Bancshares' Annual Report on Form 10-K for the year ended December 31, 2018 and other reports and statements Prosperity Bancshares has filed with the Securities and Exchange Commission ("SEC"). Copies of the SEC filings for Prosperity Bancshares may be downloaded from the Internet at no charge from http://www.prosperitybankusa.com. PB LISTED NYSE#32019 Fourth Quarter Highlights • Net income of $86.1 million and earnings per share (diluted) of $1.01 for three months ended December 31, 2019 • Excluding after-tax merger related charges of $36.7 million or $0.43 (diluted) per share, net income of $122.8 million and earnings per share (diluted) of $1.44 for three months ended December 31, 2019 • Assets of $32.2 billion, total loans of $18.8 billion (1), and deposits of $24.2 billion at December 31, 2019 • Common equity tier 1 ratio of 12.75% and leverage ratio of 10.37% at December 31, 2019 • Sound asset quality with annualized net charge-offs / average loans of 0.03% • Nonperforming assets to average earning assets remain low at 0.25% or $62.943 million for the fourth quarter 2019 • Efficiency ratio of 58.07% for the fourth quarter 2019 • Excluding merger related charges, efficiency ratio of 40.85% for the fourth quarter 2019 • Declared cash dividend of $0.46 for the first quarter 2020 Source: Company Documents 3 (1) Total loan amount includes mortgage Warehouse Purchase Program (WPP) loans PB LISTED NYSE#4Strong Presence in Texas and Oklahoma • A Texas-based financial holding company with $32.2 billion in total assets • Ranked #3 in deposit market share in Texas (1) Texas and Oklahoma continue to benefit from strong economies, and are home to 54 Fortune 500 headquartered companies Shareholder driven with 4.9% fully diluted insider ownership (2) Successful completion of 43 acquisitions (whole bank, branch and failed bank transactions) 285 Full Service Locations 16 in Bryan/College Station Area 6 in Central Oklahoma Area 222 29 in Central Texas Area 75 in Dallas/Fort Worth Area 22 in East Texas Area 65 in Houston Area 30 in South Texas Area in Tulsa Area 34 in West Texas Area Source: SNL Financial Per FDIC; Includes Texas headquartered banks; Deposits as of 6/30/2019 Per proxy statement (Form DEF 14A) filed on 3/14/2019 4 (1) (2) Amarillo Oklahoma 35 Tulsa Oklahoma City Lubbock Fort Worth Dallas Abilene Midland 20 El Paso Odessa 10 Texas Houston Austin- San Antonio- Victoria Laredo Corpus Christi PB LISTED NYSE#5Balance Sheet Summary ($ in millions) $35,000 Data as of 12/31/2019 (1) Total Loans Deposits $30,000 Assets 10 Year CAGR (2) $18.8 Bn $24.2 Bn $32.2 Bn $25,000 Loans Deposits Assets $20,000 $15,000 $10,000 $5,000 $7,000 $6,000 18.8% $5,000 12.8% 13.8% о $4,000 $0 2009 2010 2011 2012 2013 2014 Assets Deposits Source: Company Documents Total loans include Warehouse Purchase Program (WPP) loans Represents the Compound Annual Growth Rate from 12/31/2009 - 12/31/2019 5 (1) (2) $3,000 $2,000 $1,000 $0 (1) 2015 2016 2017 2018 2019 Total Loans Equity PB LISTED NYSE#6Net Income (4) $369.2 $332.6 $346.3(4). $321.8 $309.6 $311.7 $274.5 $272.2 $255.5 $250.6 $259.3 ($ in millions) $400.0 10 Year CAGR: "3 (1)(4) 12.7% $350.0 5 Year CAGR: (2)(4) 4.4% $297.4 $286.6 $300.0 $236.2 $250.0 $221.4 $185.7 $200.0 $167.9 $154.9 $141.7 $150.0 $127.7- $111.9 $100.0 $50.0 $0.0 2009 2010 $122.8 (4) $86.1 $102.9 (4) $83.3 $66.3 $81.2 (3) 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 Note: Net income includes the following ($ in thousands) Provision for Credit $28,775 $13,585 Losses $5,200 $6,100 $17,240 $18,275 $7,560 $24,000 $14,325 $16,350 $4,300 $1,000 $1,700 Loan Discount Accretion $26,413 $62,723 $95,875 $52,122 $38,970 $21,906 $13,909 $28,045 $2,903 $23,742 Net Income Net Income (Excluding Merger Charges) Net Income (Excluding Purchase Accounting Adjustments) Net Income (Excluding PAA and Merger Charges) 9 Source: Company Documents (1) (2) Represents the Compound Annual Growth Rate of net income from 12/31/2009 - 12/31/2019 Represents the Compound Annual Growth Rate of net income from 12/31/2014 - 12/31/2019 (3) Net income includes a one-time non-cash charge of $1.431 million related to the "Tax Cuts and Jobs Act" enacted on December 22, 2017 (4) Excludes after-tax merger related charges of ($36.658) million for the fourth quarter 2019 PB LISTED NYSE#7Earnings Per Share $5.50 (1)(4) 10 Year EPS CAGR: 7.6% $5.02 (4) $4.52 $4.71(4) $5.00 .(2)(4) 5 Year EPS CAGR: 3.0% $4.61 $4.21 $4.50 $4.32 $4.46 $4.09 $3.94 $3.92 $4.00 $3.65 $3.65 $3.60 $3.73 $3.43 $3.50 $3.23 $3.01 $2.98 $3.07 $3.00 $2.73 $2.41 $2.50 $2.00 $1.44 (4) $1.50 (4) $1.19 $1.01 $1.20 $1.16 $0.77 $1.00 $0.50 $0.00 2009 2010 2011 2012 2013 2014 2015 2016 2017) 2018 (3) 2019 4Q18 4Q19 Note: Net income includes the following ($ in thousands) Provision for Credit $28,775 $13,585 $5,200 $6,100 $17,240 $18,275 $7,560 $24,000 $14,325 $16,350 $4,300 $1,000 $1,700 Losses Loan Discount Accretion $26,413 $62,723 $95,875 $52,122 $38,970 $21,906 $13,909 $28,045 $2,903 $23,742 EPS EPS (Excluding Merger Charges) Core EPS (Excluding Purchase Accounting Adjustments) Core EPS (Excluding PAA and Merger Charges) Represents the Compound Annual Growth Rate for EPS from 12/31/2009 - 12/31/2019 Represents the Compound Annual Growth Rate for EPS from 12/31/2014 - 12/31/2019 Source: Company Documents (1) (2) 7 (3) (4) Net income includes a one-time non-cash charge of $0.02 per diluted share related to the "Tax Cuts and Jobs Act" enacted on December 22, 2017 Excludes after-tax merger related charges of ($0.50) per share for the year ended 2019 and ($0.43) per share for the three months ended December 31, 2019 PB LISTED NYSE#8Net Interest Margin 80 4.50% 4.00% 3.50% 3.00% 4.08% 4.04% 3.98% 3.80% 3.58% 3.53% 3.38% 3.35% 3.35% 3.29% 3.20% 3.66% 3.32% 3.26% 3.16% 3.19% 3.18% 3.18% 3.13% 3.12% 3.15% 3.09% 3.10% 2.50% 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 Source: Company Documents Net Interest Margin (Tax Equivalent) Net Interest Margin (Excluding Purchase Accounting Adjustments) PB LISTED NYSE#9Acquisitions & Efficiency Ratio ($ in millions) $35,000 $30,000 $32,186 $25,000 $21,508 $22,037 $22,331 $22,587 $22,693 46.3% $20,000 44.8% $18,642 43.5% 43.7% 48.3% 42.8% 42.5% 42.8% ° 41.6% 41.8% 41.9% $15,000 $14,584 42.6% $10,000 $8,850 $9,477 $9,823 $5,000 $0 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 % of Assets Acquired 0.0% 1.6% 0.0% 23.7% 20.9% 11.2% 0.0% 2.5% 0.0% 0.0% 31.3% 6 Total Assets Excluding Acquisitions Total Assets Acquired (1) Efficiency Ratio (2) Efficiency Ratio (Excluding Merger Charges) (2) Calculated by dividing total noninterest expense, excluding credit loss provisions, by net interest income plus noninterest income, excluding net gains and losses on the sale of assets and securities. Additionally, taxes are not part of this calculation. Source: Company Documents (1) Representative of target assets at closing (2) PB LISTED NYSE#10Return on Average Tangible Common Equity 40.00% 30.00% 28.66% 27.40% 25.11% 24.24% 22.52% 21.93% 20.00% 10.00% ($ in millions) $3,000 $2,250 19.98% 17.82% $1,500 16.95% 15.06% 16.00% 15.80% 15.84% 1110 14.23% 12.50% $750 0.00% $0 (1) (1) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 ROATCE ==8: ROATCE (Excluding Merger Charges) 10 (1) Interim periods shown on an annualized basis Tangible Common Equity PB LISTED NYSE#1111 Return on Average Assets 2.00% 1.75% 1.50% 1.26% 1.25% 1.00% 1.47% 1.38% 1.44% 1.35% 1.36% 1.33% 1.25% 1.22% 1.53% 1.47% 1.42% 1.38% 1.69% 1.19% 0.75% (1) (1) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 (1) Interim periods shown on an annualized basis ROAA ==8 ROAA (Excluding Merger Charges) PB LISTED NYSE#12Deposit Composition As of December 31, 2019 ($ in millions) CDs & Other Time 14.4% Noninterest- Bearing Demand 32.1% Money Market & Savings 32.4% Interest- Bearing Demand 21.1% Source: Company Documents Data for the three months ended December 31, 2019 12 (1) $mm Cost (%) (¹) Noninterest-Bearing Demand Interest-Bearing Demand $7,764 0.00% $5,101 0.54% Money Market & Savings $7,855 0.79% CDs & Other Time $3,480 1.67% Total Deposits: $24.2Bn Total Cost of Deposits: 0.61% (1) Cost of Deposits, Net of NIBD: 0.90% (1) PB LISTED NYSE#1313 Loan Growth ($ in millions) $20,000 $18,000 $16,000 $14,000 100.0% $18,845 $1,553 92.5% $17,293 85.0% 77.9% 77.5% $12,000 $10,000 $8,000 70.0% $10,370 71.5% $9,244 $9,439 $9,622 55.6% $10,021 62.5% 56.2% $7,775 53.4% 60.1% 52.2% 55.0% 46.5% 46.7% 46.7% $6,000 $5,180 50.8% $4,000 $3,377 $3,485 $3,766 44.5% 47.5% 40.0% $2,000 32.5% $0 25.0% 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Gross Loans (Excluding Warehouse Purchase Program) Warehouse Purchase Program (WPP) Loan / Deposit Ratio (Excluding WPP) Loan / Deposit Ratio (Including WPP) Source: Company Documents PB LISTED NYSE#14Loan Portfolio Overview As of December 31, 2019 ($ in millions) Loan Portfolio by Category & Geography Warehouse Agriculture Purchase (Inc. Farm) Program $1,553 8.2% 1-4 Family $3,880 20.6% $681 3.6% Construction Home $2,064 Equity 11.0% $507 2.6% Energy C&I $2,507 $698 3.7% 13.3% Comm. R.E. Consumer & Other $398 2.1% $6,556 34.9% (4) Loans By Area Amount (2)(4) % of Total Bryan College Station $609 3.5% Central Oklahoma $600 3.5% Central Texas $1,446 8.4% Dallas/Ft. Worth $8,029 46.6% East Texas Houston South Texas $450 2.7% $3,209 18.6% $1,331 7.7% Tulsa Oklahoma $580 3.4% West Texas $972 5.6% Source: Company Documents (1) (2) 14 (3) (4) Data for the three months ended December 31, 2019 Excludes $66 million in loans assigned to the Corporate Group Core yield excludes purchase accounting adjustments Excludes Warehouse Purchase Program (WPP) loans Loans by Rate Structure Fixed 37.5% ~2.5yr Avg. Life Floating 34.3% Variable Rate 28.2% Total Loans: $18.8Bn Loans (Excl. WPP): $17.3Bn Yield on Total Loans: 5.42% (1) Yield on Loans HFI (Excl. WPP): 5.52%(1)(4) Core Yield on Loans HFI (Excl. WPP): 4.91%(1)(3)(4) PB LISTED NYSE#15Loan Portfolio Segment Detail As of December 31, 2019 ($ in millions) Commercial Real Estate Detail ($ in millions) Multi-Family $1,380 21% Retail/Shopping Center $998 Energy Detail - Outstanding Balance ($ in millions) Producers Office Building $1,058 16% Owner Occupied $1,905 29% $6,556mm Total Construction Detail ($ in millions) Single Family $615 30% Comm. / Other $992 48% 15% Other $767 12% Land Dev. $89 4% C&I $448 7% Raw Land $233 11% $401 57% $698mm Total(2) Servicers $297 43% Energy Detail - Unfunded Commitments ($ in millions) $2,064mm Total(¹) Resi. Lots $139 7% Servicers $139 41% $342mm Total Producers $203 59% Source: Company Documents Total includes a net unaccreted discount of ($4.086) million, not shown in graph Amount shown net of discount related to purchase accounting 15 (1) (2) PB LISTED NYSE#16Asset Quality NPAs / Loans + OREO 5.00% 4.00% 3.00% 2.63% 2.00% 4.88% 4.65% 3.95% 2.82% 1.91% 1.35% 1.07% 1.04% 0.93% 1.00% 0.79% 0.66% 0.49% 0.48% 0.40% 0.45% 0.40% 0.46% 0.50% 0.32% 0.37% 0.25% 0.29% 0.33% 0.18% 0.00% 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 (1) UBPR Peer Group Prosperity Bank Source: Company Documents & Uniform Bank Performance Report Note: NPAs include loans past due 90 days and still accruing UBPR = Uniform Bank Performance Report; Peer Group 11 (231 banks) - insured commercial banks having assets greater than $3 billion 16 (1) PB LISTED NYSE#17Securities Portfolio Detail As of December 31, 2019 ($ in millions) Mortgage- Backed Securities 91.9% U.S. Government Agency Securities 0.2% States & Political Subdivisions 96.7% Held to Maturity 3.3% Available for Sale $mm Mortgage-Backed Securities Collateralized Mortgage Obligations $7,878 $439 2.8% States & Political Subdivisions $239 U.S. Government Agency Securities $14 Collateralized Mortgage Obligations 5.1% Total Securities: $8.6Bn Yield on Securities: 2.28% (1) Duration: 3.1 Yrs. (2) Avg. Yearly Cash Flow: ~$2.0Bn Source: Company Documents 17 (1) (2) Data for the three months ended December 31, 2019 Effective duration +300bps shown; Effective duration -300bps equal to 1.0years; Weighted average life equal to 3.4 years PB LISTED NYSE#18Dividend History $1.80 $1.49 $1.60 $1.40 $1.20 Compounded Annual Growth Rate from 2003 - 2019 was 12.7% (b) $1.38 (a) $1.24 $1.12 $0.99 $1.00 $0.80 $0.60 $0.89 $0.80 $0.72 $0.64 $0.57 $0.51 $0.46 $0.41 $0.40 $0.35 $0.31 $0.25 $0.20 $1.69 (d) (c) $0.00 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 18 (d) 2016 dividend consists of $0.30 per share declared in 1Q 2016, 2Q 2016, 3Q 2016 and $0.34 per share declared in 4Q 2016 2017 dividend consists of $0.34 per share declared in 1Q 2017, 2Q 2017, 3Q 2017 and $0.36 per share declared in 4Q 2017 2018 dividend consists of $0.36 per share declared in 1Q 2018, 2Q 2018, 3Q 2018 and $0.41 per share declared in 4Q 2018 2019 dividend consists of $0.41 per share declared in 1Q 2019, 2Q 2019. 3Q 2019 and $0.46 per share declared in 4Q 2019 PB LISTED NYSE#1919 Total Return Performance IPO (November 12, 1998) to December 31, 2019 1,800 1,600 1,400 1,200 1,000 800 600 400 200 $100,000 invested in Prosperity's IPO on 11/12/98 was worth $1,668,894 on 12/31/2019 0 11/12/98 11/12/00 11/12/02 11/12/04 11/12/06 11/12/08 11/12/10 11/12/12 11/12/14 11/12/16 11/12/18 PB (+1,568.9%) S&P 500 (+332.4%) NASDAQ BANK (+121.2%) Source: S&P Global. Market data as of 12/31/2019. PB LISTED NYSE#20Presence in Fast-Growing Markets Positioned in Strong Markets Lubbock Fort Worth Dallas Midland Odessa Abilene Austin San Antonio. Houston • Corpus Christi Tulsa Oklahoma City Today, Texas is the 2nd largest state in the U.S., and largest in the 48 contiguous U.S. with over 29 million residents Ranked #3 on the Fortune 500 list with 49 headquartered companies in 2019 Ranked 1st by Forbes for current economic growth prospects, 3rd in business costs, and 4th in economic climate as of December 2019 Top 10 Fastest Growing MSAs in the U.S. (1) Metropolitan Statistical Area 1 Austin-Round Rock-Georgetown, TX 2 Orlando-Kissimmee-Sanford, FL Prosperity Presence Prosperity 2020 2025 Deposits (2) ($mm) Population Growth $925 8.5% 7.9% 3 Raleigh-Cary, NC 7.7% 4 Houston-The Woodlands-Sugar Land, TX $4,631 7.5% 5 San Antonio-New Braunfels, TX $372 7.5% 6 Dallas-Fort Worth-Arlington, TX $8,542 7.4% 7 Las Vegas-Henderson-Paradise, NV 7.2% 8 Phoenix-Mesa-Chandler, AZ 7.2% 9 Charlotte-Concord-Gastonia, NC-SC 7.0% 10 Denver-Aurora-Lakewood, CO 6.9% • • Oklahoma City and Tulsa MSAs comprise over 50% of the state's population Oklahoma is home to five Fortune 500 Companies in 2019 3rd biggest producer state for natural gas and 5th biggest for crude oil Oklahoma is one of the top five producers of wheat and Natural gas in the United States Presence in four of the top six fastest growing MSAs in the United States The South is home of 10 of the 15 fastest growing cities with populations greater than 50,000 in the United States Source: S&P Global, Worldpopulationreview.com, Statista, and Forbes. Includes MSAs with greater than one million in total population. Deposit data as of 6/30/2019. Pro Forma Deposits for recently announced acquisition of LTXB. 20 (1) (2) PB LISTED NYSE#21Corporate Relocations to Texas California Aatonomy AccentCare Active Networks AEND Industries, Inc. The Allen Group, Inc. Allied Electronic Recycling ALL-Q-TELL Corp. Ameriflight LLC Aviat Networks, Inc. Banker's Toolbox, Inc. Boreland Software Corporation Caliber Collision Centers Calpine CCRA Travel Solutions Channell Commercial Corp. CompassLearning Consolidated Electrical Distributors Copart (CPRT) Core-Mark Daegis, Inc. (DAEG) DBG Dimensional Fund Advisors Washington LifeLast, Inc. National Scooter Co. Prometheous Energy Company DMX MUSIC, Inc. DynaPump, Inc. EDM Labortories Epicore Software Corporation Farmer Brothers (FARM) Firefly Space Systems Fluor Corporation (FLR) Freebirds World Burrito Fonality Glenmount Global Solutions HID Global Hutto Ironclad Performance Wear Corp. Jacobs Engineering Jamba Juice Company Kubota Liberty Fitness Holdings, LLC loanDepot, LLC Marco Fine Arts MC Endeavors, Inc. (MSMY) McKesson Corp MDB Capital Mitratech Monkey Sports Inc. MVTransportation Occidental Ptetroleum (OXY) OmniTracs Pacific Union Financial Pain Therapeutics (PTIE) Primoris Services Corporation (PRIM) Quality Custom Distribution Services, Inc. R2Sonic Red Mango, Inc. Revionics, Inc. Rifle Gear Right On Brands, Inc. Sanyo Energy Sionix Corp. (SINX) Solera Holdings (SLH) Superconductor Technologies (SCON) Telmar Network Technology, Inc. Tenet Healthcare (THC) Thermasol Toyota USA (TM) Trend Micro (TYO.4704) Vendor Resource Management. Vermillion, Inc. (VRML) Visual Numerics W3global Waste Connections, Inc. (WCN) Websense Xeris Pharmaceuticals 21 Oregon Socati Corp. Nevada CoreSpace - Corporate Relocations to Texas (2004 – Present) Canada Absolute Software (ABT) Bio-Solutions Corp (BISU) Direct Energy Mitel Corp (MITL) QI Systems Inc. MoneyGram (MGI) Speed Commerce Minnesota American Environmental Energy, Inc. (AEEI) EmpowerMX LecTec Corp. Enerlex Resources, Inc. Ottobock Healthcare MoneyGram (MGI) Resideo Technologies Inc. Speed Commerce Montana ViZn New York American Locker Group Inc. (ALGI) DataTreasury Corp Fiesta Restaurant Group (FRGI) Greatbatch (GB) HMS Holdings (HMSY) Six Flags Entertainment (SIX) Signature Systems Group Visionworks of America JP Morgan (6,000 workers) Michigan Comerica (CMA) Cambium Learning (ABCD) Massachusetts Cimage Novasoft Circor Energy (CIR) Invensys Process Systems Liberty Mutual NTT Data Inc. (TYO.9613) VCE Corp. Raytheon Monolith Technology Hldgs, LLC Neovia Logistics Ohio Colorado Cagney Global Logistics Global Clean Energy, Inc. (GCE) Heartland Oil & Gas Corp. Magpul Industries Par Petroleum Corporation (PARR) Quovadx Sun River Energy, Inc. (SNRV) Kansas Nebraska Heartland Automotive Services Alco Stores (ALCS) Layne Christensen Co.(LAYN) Lulu's Dessert Corp Enerlex Resources, Inc. Illinois BL Restaurant Group Ferris Manufacturing MedMark Services, Inc. Arizona Quest Resource Holdings Corp. (QRHC) Oklahoma Casedhole Solutions, Inc. CITGO Petroleum Corp Global Power Equipment Group Hilti North America. LinkAmerica NATCO Group, Inc. Petrohwk Energy Corp Ring Energy, Inc. (REI) Soalr Winds (SWI) Trinity Hospice Inc. Missouri RMG Networks (RMGN) State Farm SolarBridge Technologies, Inc. Top Golf Boeing (Global Services Business Kupper Parker Comm. PotentiaMetrics Tennessee Elite Data Services, Inc. (DEAC) Miller Energy Resources, Inc. Forward Air Corp. (FWRD) Emerson Process Management Arkansas Golden Living US Rare Earths Inc. (UREE) Pennsylvania Big Brothers Big Sisters Hyllion Linn Energy, LLC (LINE) MPOWER Mobile Union Drilling, Inc. Covington Group, Inc. Robbins & Myers CyrusOne (CONE) Victory Capital Washington D.C. Maryland Broadwing Corp. Hanger Inc. (HGR) New Jersey Ameriflex CVE Technology Comparex USA Creston Electronics Geico Insurance Division EF Johnson Technologies, Inc. North Carolina Dex Media (DXM) Louisiana Bristow Group, Inc. (BRS) EPL Oil & Gas, Inc. NGC Transmission Georgia Cyntech Technologies (CYNT) NYLO Hotels Alabama Torchmark Corporation (TMK) Zoes Kitchen (ZOES) Florida CCS Medical DreamVision iWorld Projects & Systems, Inc. (IWPS) PGA of America Puget Technologies, Inc. (PUGE) SoftServe Virginia Capital One Connecticut Accudyne Industries iCall Inc. TradeCapture Inc. PB LISTED NYSE#2222 • • • • Houston Market Highlights Market Highlights Houston MSA is the 5th largest in the United States by population with approximately 7.2 million residents Headquarters to 22 Fortune 500 companies in 2019 For the twelve months ended October 2019, Houston added 80,400 jobs, representing a growth rate of 2.6% Home of the Texas Medical Center - the world's largest medical complex, and NASA's Johnson Space Center where the Mission Control Center is located The Port of Houston is 1st in the U.S. in international waterborne tonnage handled and 2nd in total cargo tonnage handled Houston's population is expected to grow 7.5% from 2020 to 2025 Economic success is projected to continue, with employment growth of 1.7% annually through the year 2040 Select Fortune 500 Companies Good things PHILLIPS 66 come from Sysco ConocoPhillips Enterprise Products PLAINS ALL AMERICAN Houston Franchise 45 10 Houston HALLIBURTON OXY Soogro resources GROUP AUTOMOTIVE HUNTSMAN QUANTA SERVICES WM WASTE MANAGEMENT CenterPoint. Energy CHENIERE KINDER MORGAN TARGA CALPINE W Westlake Chemical NOV Marathon Oil Corporation. Sources: S&P Global, Houston.org, Bureau of Labor Statistics, Forbes.com, Port Houston, Greater Houston Partnership, the Perryman Group. References to Houston refer to the Houston - The Woodlands - Sugar Land metropolitan statistical area. PB LISTED NYSE#2323 . Dallas/Ft. Worth Market Highlights Market Highlights Dallas/Ft. Worth MSA is the 4th largest in the United States by population with over 7.7 million residents Headquarters to 24 Fortune 500 companies in 2019, up from 22 in 2018, with five in the top 100 Dallas/Ft. Worth Franchise • Dallas has the largest workforce of any MSA in Texas • For the twelve months ended November 2019, Dallas added 120,700 jobs, representing a growth rate of 3.2% • Among the 12 largest metropolitan areas in the country, Dallas ranked 1st in both the number of jobs added over the year and the annual rate of job growth Dallas/Ft. Worth population is expected to grow 7.4% from 2020 to 2025 Select Fortune 500 Companies ExxonMobil AT&T American Airlines ENERGY TRANSFERT Group Southwest Kimberly-Clark JCPenney JACOBS Yum! Celanese FLUOR HOLLYFRONTIER tenet HEALTH TEXAS INSTRUMENTS Irving Garland Ο Dallas 20 Fort Worth Arlington GameStop Dean FOODE DR PEPPER SNAPPLE GROUP 35 D-R-HORTON™ America's Buildor Michael's G VISTA ENERGY Alliance Data. Builders FirstSource Sources: Bureau of Labor Statistics, S&P Global, Forbes.com, Dallasnews.com. References to Dallas refer to the Dallas-Fort Worth - Arlington metropolitan statistical area. 45 30 PB LISTED NYSE#24Austin Market Highlights Market Highlights Austin Franchise Franchise • • Ranked #1 place to live in the U.S. in 2019 by U.S. News and World Report for the third year in a row For the twelve months ended November 2019, Austin added 39,607 jobs, representing a growth rate of 3.7% Information was Austin's fastest growing industry (14.8%) while professional and business services added the most jobs (9,185) over the last 12 months Austin's seasonally adjusted unemployment rate in November is 2.7%, unchanged from September Austin's population is expected to grow 8.5% from 2020 to 2025 Select Fortune 500 Companies amazon ebay CISCO intel) ORACLE Google IBM intel 3M Λ DELL 24 Sources: Austinchamber.com, Forbes, U.S. News and World Report, Fortune, S&P Global. References to Austin refer to the Austin - Round Rock metropolitan statistical area. 10. 0 San Antonio 0 35 Round Rock Austin PB LISTED NYSE#2525 Contact Information Corporate Headquarters Prosperity Bank Plaza 4295 San Felipe Houston Texas 77027 281-269-7199 Telephone 281-269-7222 Fax Investor Contacts David Zalman Chairman & CEO 979-543-2200 [email protected] Cullen Zalman Investor Relations 281-269-7176 [email protected] PB LISTED NYSE