#1PT Bank OCBC NISP Tbk Financial Performance - First Half 2023 (Unaudited) → OCBC NISP OCBCNISP Information Classification: Public This report is solely for the use of PT. Bank OCBC NISP Tbk. No part of it may be circulated, quoted, or reproduced for distribution outside the organization without prior written approval from PT. Bank OCBC NISP Tbk. This material was used by PT. Bank OCBC NISP Tbk. during an oral presentation; it is not a complete record of the discussion.#2Agenda 1 2 First Half 2023 Performance Corporate Updates 3 Appendix → OCBC NISP OCBCNISP Information Classification: Public space DOLECHER 2#3Agenda 1 First Half 2023 Performance → OCBC NISP OCBCNISP Information Classification: Public space DOLECHER 3#41H 2023 Executive Summary ● NPAT increased by 25% YoY to Rp2.07 trillion Total Assets grew 10% YoY to Rp245 trillion Loans increased 12% YoY to Rp142 trillion Deposits increased 4% YoY to Rp178 trillion CASA (total Current Account and Saving Account) remained stable at Rp98 trillion LDR was 78.9% while Loan-to-funding ratio was 76.8% NPL-Gross stood at 2.3%, while NPL-Net at 0.7% CAR was at 23.2%, with tier 1 capital ratio of 22.1% Corporate Rating is AAA with stable outlook Operating 199 offices and 491 ATMs along with various digital channels → OCBC NISP OCBCNISP Information Classification: Public 4#5Key Financial Highlights Total Assets & Return on Assets (ROA) Rp trillion, % Total Assets ⚫ROA 1.9% 2.2% 245.5 223.4 9.9% 30 June 2022 30 June 2023 Loan-to-Deposit Ratio/LDR % 78.9% 74.0% 4.9% 30 June 2022 OCBCNISP Information Classification: Public Loans Gross & Non-Performing Loan (NPL) Rp trillion, % Loans -NPL 2.4% 2.3% 142.3 127.1 12.0% 30 June 2022 30 June 2023 Total Equity & Deposits from Customers & CASA Ratio Rp trillion, % Deposits from Customers - CASA Ratio 56.7% 54.8% 178.3 171.5 4.0% 30 June 2022 30 June 2023 Capital Adequacy Ratio (CAR) Rp trillion, % Net Income & Return on Equity (ROE) Rp billion, % Equity - CAR 23.2% Net Income ROE 10.6% 12.3% 22.0% 2,065 35.3 32.8 7.7% 1,649 25.2% 30 June 2023 30 June 2022 30 June 2023 1H22 1H23 5#6NIM at 4.4% with Diversified Sources of Non-Interest Income Net Interest Income & Net Interest Margin (NIM) Rp billion, % 3.7% Net Interest Margin 4.4% 21.4% 4,896 4,034 Net Interest Margin 4.4% 4.4% 4.4% 4.2% 3.9% Non-Interest Income by Type % Composition 1st Half Credit Related 2023: 26% 2022: 14% Trade Finance 2023: 9% 2022: 8% 17.7% -0.3% Foreign Exchange 2023: 1% 2022: 20% Others 1) 2023: 8% 2022: 8% 2,455 2,452 2,444 2,252 2,076 1H22 1H23 2Q22 3Q22 4Q22 1Q23 2Q23 → OCBC NISP OCBCNISP Information Classification: Public Bancassurance 2023: 11% 2022: 8% Mutual Funds 2023: 4% 2022: 6% 2023: Rp837 billion 2022: Rp1,005 billion Deposit Administration 2023: 4% 2022: 4% Note: 1) Includes Remittance, e-channel and Other fees Gain from Sale of Marketable Securities 2023: 37% 2022: 32% 6#7Cost-to-Income Ratio at 43.6% and BOPO at 70.0% Cost-to-Income Ratio Rp billion, % I General & Administration Expenses Total Income 1) 45.4% 5,039 Employee Expense Cost-to-Income Ratio 2) 43.6% 5,733 2,500 2,288 58% 57% 42% 1H22 43% 1H23 BOPO Ratio Rp billion, % Total Operating Income 1) Total Operating Expenses 2) BOPO 3) 69.5% 6,867 4,774 1H22 70.0% 8,744 6,118 1H23 Notes: 1) Total Income: Net Interest Income and Non-Interest Income. 2) Cost-to-Income Ratio: Operating Expenses/Total Income. Notes: 1) Total Operating Income: Interest Income and Non-Interest Income. 2) Total Operating Expenses: Interest Expense, Operating Expense and Provision Expense. 3) BOPO: Total Operating Expenses/Total Operating Income. → OCBC NISP OCBCNISP Information Classification: Public 7#8Total Loans Recorded at Rp142.3 Trillion with Diversified Sectors Loans Gross by Types Rp trillion, % ■Working Capital Investment Consumer * Loans Gross by Sectors % Composition 30 June 142.3 Service 2023: 19% 12.0% 2022: 18% 127.1 15% 14% 45% 43% 40% 43% 30 June 2022 * Consumer loans include employee loans → OCBC NISP OCBCNISP Information Classification: Public 30 June 2023 Construction 2023: 3% 2022: 4% 2023: Rp142.3 trillion 2022: Rp127.1 trillion Agriculture & Mining 2023: 7% 2022: 10% Others ** 2023: 19% 2022: 15% Manufacturing 2023: 30% 2022: 31% **Includes Consumer loans, and electricity, gas, & plumbing Trading 2023: 22% 2022: 22% 80#9Total Loans were Diversified to Different Regions Loans by Geography 30 June Kalimantan 2023: 1% Sumatera 2022: 1% 2023: 7% 2022: 7% East Java 2023: 10% 2022: 11% Central Java 2023: 2% 2022: 2% West Java 2023: 14% 2022: 14% Sulawesi and Others 2023: 2% 2022: 2% Outstanding Loans 2023: Rp142.3 trillion 2022: Rp127.1 trillion → OCBC NISP OCBCNISP Information Classification: Public Jakarta 2023: 64% 2022: 63% Loans by Currency 30 June Foreign Currencies 2023: 25% 2022: 25% Outstanding Loans 2023: Rp142.3 trillion 2022: Rp127.1 trillion Rupiah 2023: 75% 2022: 75% 6#10NPL-Gross Stood at 2.3%, while NPL-Net was at 0.7% Loans Collectability Rp trillion and % Outstanding Loans Current Special Mention NPL-Gross NPL-Gross and Loans Loss Provision (LLP) Rp trillion and % for LLP/NPL ■NPL - Gross Loans Allowances-Impaired Loans Allowances-Non Impaired NPL- Net LLP/NPL 266.9% 252.5% 256.4% 223.7% 230.2% 1.0% 0.8% 0.8% 0.8% 0.7% 142.3 137.6 137.6 2.3% 131.5 2.4% 2.4% 2.8% 127.1 2.3% 3.1% 2.6% 8.2 8.1 2.4% 3.4% 3.3% 7.7 7.6 7.4 6.1 5.7 94.9% 94.4% 94.5% 95.0% 94.2% 3.3 3.1 3.0 5.9 5.3 5.4 3.3 3.2 2.0 2.0 2.0 2.3 2.3 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 → OCBC NISP OCBCNISP Information Classification: Public 10#11Restructured Loans Restructured Loans by Collectability Rp trillion and % from Total Loans Current Special Mention ■NPL 11% 8% 4% % Total Restructured Loan to Total Loans 13.7 14% 2% -58.7% % Restructured Loans Related to COVID19 to Total Loans 26% 5.7 34% 60% 40% 26% 30 June 2022 30 June 2023 → OCBC NISP OCBCNISP Information Classification: Public Restructured Loans Compositions 30 June Non-related to COVID19 2023: 54% 2022: 22% 2023: Rp5.7 trillion 2022: Rp13.7 trillion Related to COVID19 2023: 46% 2022: 78% 11#12Total CASA Represented 54.8% of Total Deposits, while LDR Stood at 78.9% and Loan-to-Funding Ratio at 76.8% Composition Deposits from Customers Rp trillion, % Current Accounts Time Deposits 56.7% Savings Accounts CASA Ratio * 54.8% 178.3 171.5 4.0% 43.3% Loan-to-Deposit Ratio and Loan-to-Funding Ratio Rp trillion, % Loans Funding ** LFR 45.2% 127 22.3% 25.6% 34.4% 29.2% 30 June 2022 30 June 2023 * CASA Ratio: (Current Accounts + Savings Accounts) / Deposits from Customers. → OCBC NISP OCBCNISP Information Classification: Public 74.0% 71.9% 176 171 30 June 2022 Deposits from Customers LDR 142 78.9% 76.8% 183 178 30 June 2023 ** Includes Customer Deposits, Borrowings and Subordinated Debt. 12#13Agenda 2 Corporate Updates → OCBC NISP OCBCNISP Information Classification: Public space DOLECHER 13#14Share Price and Credit Ratings Daily Share Price and Trading Volume NISP IJ 60 Daily Trading Volume (in mio shares) 40 20 Rating 1,500 Fitch Ratings National Long-term AAA (idn) / Stable Jan 2023 National Short-term 1,000 Share Price Jul-22 Aug-22 Sep-22 Nov-22 Dec-22 Jan-23 Mar-23 May-23 Jun-23 Source: Yahoo Finance F1+ (idn) Long-term Foreign Currency BBB / Stable Long-term Local Currency A / Stable 500 Short-term Foreign Currency F2 Viability Rating bb+ Ownership Structure Valuation Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Number of Shares Ownership As of 30 June 2023 Share Price (Rp) 635 725 745 765 1,185 PBV 0.4x 0.5x 0.5x 0.5x 0.8x OCBC Overseas Investment Pte. Ltd *) Public EPS (Rp) 72 111 145 45 90 Total 22,945,296,972 19,521,391,224 85.1% 3,423,905,748 14.9% 100.0% Source: Bloomberg *) OCBC Overseas Investment Pte. Ltd is owned by OCBC Bank, Singapore. OCBC Bank is Singapore's longest established bank (est. 1912) and one of Asia's leading financial services groups, with group assets of SGD565 billion as of 31 March 2023 and has a banking network of more than 400 branches and representative offices in 19 countries and regions. > OCBC NISP OCBCNISP Information Classification: Public 14#15Bank OCBC NISP Serves Its Clients through Various Channels Sumatera Jawa Branches & ATMs Kalimantan Halmahera Sulawesi Papua Flores Sumba Seram • Jabotabek & Banten (82) • West Java (39) • Cetral Java (14) East Java (19) Bali, Lombok, Sumatera, Kalimantan, Sulawesi, dan others (45) 199 branches including sharia offices in 54 cities Electronic Channels Wide spectrum mobile banking services (#grow your money in 1 apps with the new ONe Mobile) downloadable from Apple App Store & Google Play Store. Wide variety of online banking services available from our Internet Banking, easily accessible from https://online.ocbcnisp.com 491 OCBC NISP ATMs and access to: more than 90,000 ATM Network in Indonesia Velocity@ocbcnisp - more than 600 OCBC Group ATM Network in Singapore and Malaysia oca NISP Call OCBC NISP 1500-999 From overseas +62-21-26506300 Hotline Treasury Corporate Website 08001 111 898 www.ocbcnisp.com VELOCITY OCBC NISP → OCBC NISP OCBCNISP Information Classification: Public Corporate Internet Banking (Velocity) is a web- based application to support various Customer business activities, both financial and non-financial transaction https://newvelocity.ocbcnisp.com Simplifying the experiences. Mobile Velocity app provides flexibility of access to businesses for various transactions and many features through smartphones. 15#16Vision and Mission Vision To be the trusted partner to enrich quality of life Ⓒ Mission Growing sustainably together by: " Providing innovative and relevant solutions that exceed stakeholders' expectations. Building mutually beneficial collaborations based on trust and prudence. Creating a progressive environment with a familial spirit. → OCBC NISP OCBCNISP Information Classification: Public 16#17Supports from Controlling Shareholder HUMAN RESOURCES Team-up Senior executive OCBC Bank Singapore in Board of Commissioners and Board of Directors OCBC NISP. Transfer knowledge throughout Comprehensive Training programs, Talent program, Comparative studies and Job attachments. OTHERS Capital support One Group Integrated Customer Experience approach Leveraging for Risk Management, Audit and Operation & Technology, including Governance and Capability building. Business synergies including Collaborative Business and Customer Networking events, as well Customer Solutions synergy. → OCBC NISP OCBCNISP Information Classification: Public OCBC 341 DAB 17#18Business Initiatives and Corporate Events PELUNCU PE eFishery STRENGTHEN TOGE NFERENS APLIKA GROUP & BA RS PERIAL CLU CBC NISP LALUI PLIKAS OCBC NISP ing Ceroma FOOD SUINABILITY WE ACHIE RE Beyond Banking Imperial Club Launch Support digitalization of Imperial Group to drive digital economy 2023, Bank OCBC NISP collaborate in the development of application-based programs named Imperial Club and announced it in a joint press conference. eFishery Collaboration Bank OCBC NISP extended IDR 250 billion bilateral loan to PT Multidaya Teknologi Nusantara (eFishery), reaffirming its commitment in strengthening national food sustainability through aquaculture sector. OCBC Bank ONE CONNECT SERIES: CHINESE TECH IN ONESIA EX C Parga Parider F Awable Energienficate 100NA Ink Daarghe Zerormson FT FLA Pes DbFa dan OCBC MSP Tas OCBC NISP Business Forum 2023 The first bank-wide event inviting Corporate, Private and Retail clients. The program was endorsed by Ministry of Finance (MoF) through press release that was published in their website. Purchase Agreement Renewable Energy Certificates between Bank OCBC NISP and PLN Conducted signing a sale and purchase agreement for Renewable Energy Certificates (REC) between Bank OCBC NISP and PT Perusahaan Listrik Negara-Persero (PLN) for an equivalent of 11,000 MWh, which produced from renewable energy-fired Power Plants. The Sanghan Fa 15-17 May 200 Nyola DasCHIP OCBC NISP Sharia Media Chit Chat Bank OCBC NISP's Sharia Business Unit held a media chit-chat discussing financial planning in accordance with sharia principles, so that we can always take every step with blessings. ONe Connect Series: Chinese Tech in Indonesia Bank OCBC NISP and OCBC Group presented this forum, attended by domestic and foreign technology industry players, entrepreneurs, experts, and investors to work together in advancing the technology industry in Indonesia. The event was also attended by Mr. Sandiaga Uno, the Minister of Tourism. Nyala Bisnis Launch TALKSHOW Highlight of the Bank's commitment in supporting #BERANINAIKLEVEL - SMEs in Indonesia by launching Nyala Bisnis through a press conference attended by top tier national medias. In the same event, the Bank also launched Business Fitness Solution 2023. pat Umu megam & am Tahunan AGMS & Public Expose (PE) For more than 82 years, Bank OCBC NISP has been standing strong, consistent in recording positive performance, and prudent in running its operations. Through AGMS & PE, the Bank underlined its commitment to enrich people's life. Nyala Global Debit & Credit Card Launch Bank OCBC NISP is excited to announce the launch of NYALA Credit Card & NYALA Global Debit products, which is specially designed to help customers balance their modern lifestyle with smart-spending principles, proper and structured financial planning. → OCBC NISP OCBCNISP Information Classification: Public 18#19Corporate Social Responsibility (CSR) HUMANITARIAN Reinforcement Program: 'Bantu Silaturahmi Ramadan' 1,000 pax of basic food package distribution in Jakarta and Bandung supported by OCBC NISP Shariah Business Unit. Reinforcement Program: 82nd Anniversary In commemoration of OCBC NISP's 82nd Anniversary, the Bank distributed 'mini parcel' to the community around 200 branch offices. EDUCATION ONPreneurship - Business Fitness Class Support Women SME's in Indonesia, Bank OCBC NISP collaborated with HiPajak and Prieds to hold a series of programs for entrepreneurs to scale up their business through interactive class #WomenInBusiness. The class was attended by 171 MSME's offline and through online platform. Financial EducatiON In Q1-Q2 2023, the Bank continued to educate entrepreneurs about financial management, using board game and involved 464 participants from SMAN 8 Jakarta, UKM Indonesia Community, Bandung Juara and Youblas Community. ONVolunteer: 'Senyum Ramadan Campaign' More than 60 pax of school kits had been distributed for children in underprivileged area, in collaboration with employees as gift facilitator. Employees also educated the children about "Needs vs Wants" and the importance of budgeting and saving. ONVolunteer: Children's Day Commemorating universal World Children's Day 2023, tens of employees visited Taman Baca Kolong Tangerang to provide financial education for children in needs through storytelling and interaction games. ENVIRONMENT AND HEALTH Oreng Sustamante Mindful & Sustainabia Eva-Ramli Totem Launch at OCBC NISP Tower (Kuningan) and ONSpace (BSD) Office Eva & Ramli is the program ambassador to instill habits about 'conscious living.' Using Eva-Ramli, the bank will regularly share the information and tips for green living. New Segregated Waste Bin at ONSpace (BSD) Office The Bank also implemented waste management program (a pilot project) at ONSpace building to educate employees on how to segregate waste and will donate the waste at the end of the program. ON SAFE - Sustainability Festival In collaboration with Human Resource Team, the Bank socialized to employees about waste management program following with the availability of segregated waste bin at ONSpace building, and also sustainable fashion through a series of learning, and fashion show from upcycled product. → OCBC NISP OCBCNISP Information Classification: Public 19#20Accolades Exc B Praic Bam Indo 2123 D Fonci Ban Indosa 122 SME BAH Indonesia 2023 13. 13. THE Asset Bank DCBC NKP Bank CCBC NSP Bank D-CBC NKP Ban CCBC NIEP Finance Finance Finance Finance Best Corporate Governance Bank Indonesia 2023 Best Forex Bank Indonesia 2023 Best Private Bank Indonesia 2023 Best SME Bank Indonesia 2023 Global Banking & Finance Awards 2023 From Global Banking & Finance Review ASIAMONEY 'Best Green Loan' Perusahaan Listrik Negara US$750 million syndicated green loan facility Role: Mandated lead arranger and bookrunner The Asset Triple A Country Awards for Sustainable Finance 2022 From The Asset FX-Markets Winner Asia FX Awards 2023 FX house of the year Indonesia Bank OCBC NISP MANAGEMENT BEST&CASH AWARD 2023 GLOBAL FINANCE Best Cash Management Bank in Indonesia Global Finance's World's Best Cash Management Awards 2023 From Global Finance Magazine, London, UK. infobank MRI ANALISIS-STRATEGI PERBANKAN & KEUANGAN Best for Wealth Transfer/Succession Planning in Indonesia Best for Next-Gen/ Millennials in Indonesia Asiamoney Asia Private Banking Awards 2023 From Asiamoney FX House of the Year Indonesia FX Asia Awards 2023 From FX-Markets, Hong Kong Corporate Reputation Survey 2022 Kualitas Produk, Jasa, dan Layanan Yang Ditawarkan Bank, KBMI III Inovasi Perusahaan, KBMI III 2023 Infobank-MRI Corporate Reputation Awards From Infobank Magazine THE ASIAN BANKER™ STRATEGIC BUSINESS INTELLIGENCE FOR THE FINANCIAL SERVICES COMMUNITY Best Trade Finance Bank in Indonesia The Asian Banker Transaction Finance Awards 2023 From The Asian Banker a Alph Southeast Asia Best SME Bank in Indonesia 17th Annual Alpha Southeast Asia Best FI Awards 2023 From Alpha Southeast Asia → OCBC NISP OCBCNISP Information Classification: Public 20#21Agenda 3 Appendix → OCBC NISP OCBCNISP Information Classification: Public space DOLECHER 21#22Consolidated Income Statement Highlights Rp billion 1H22 1H23 ΔΥΟΥ 2Q22 1Q23 2Q23 AQOQ ΔΥΟΥ Net Interest Income 4,034 4,896 21% 2,076 2,452 2,444 0% 18% Non-Interest Income 1,005 837 -17% 440 386 451 17% 3% Operating Income 5,039 5,733 14% 2,516 2,838 2,895 2% 15% Operating Expenses (2,288) (2,500) 9% (1,126) (1,249) (1,251) 0% 11% Pre-Provision Operating 2,751 3,233 17% 1,390 1,589 1,644 3% 18% Profit Provision Expense (659) (607) -8% (84) (280) (327) 17% 291% Non-Operating Income - 2 3 136% 1 2 1 -24% 38% Net Profit Before Tax 2,094 2,629 26% 1,307 1,311 1,318 1% 1% Income Tax Expense (445) (564) 27% (278) (281) (283) 1% 2% Net Profit After Tax 1,649 2,065 25% 1,028 1,030 1,035 1% 1% → OCBC NISP OCBCNISP Information Classification: Public 22 22#23Consolidated Financial Position Highlights Rp billion Jun-22 Jun-23 ΔΥΟΥ Mar-23 AQOQ Placement in other Banks 1) 22,269 3,660 -84% 11,527 -68% Marketable Securities 2) 52,360 47,492 -9% 55,243 -14% Loans (gross) ³) 127,104 142,348 12% 137,562 3% Impairment Allowances (7,739) (8,223) 6% (7,615) 8% Total Assets 223,441 245,457 10% 239,866 2% Current Accounts 59,084 52,107 -12% 51,204 2% Savings 38,213 45,645 19% 42,654 7% Time Deposits 74,201 80,593 9% 74,957 8% Total Customer Deposits 3) 171,498 178,345 4% 168,815 6% Borrowings 4,723 4,734 0% 4,731 0% Subordinated Debt 149 150 1% 150 0% Total Liabilities 190,655 210,160 10% 204,507 3% Equity 32,786 35,297 8% 35,359 0% Core Capital (Tier 1) 31,425 33,475 7% 33,882 -1% Total Regulatory Capital 32,867 35,143 7% 35,431 -1% → OCBC NISP OCBCNISP Information Classification: Public Notes: 1) Including Placement in Bank Indonesia. 2) Excluding Securities purchase under resale agreement. 3) Including Sharia products. 23#24Consolidated Key Ratios % 1H23 1H22 ΔΥΟΥ 2Q22 1Q23 2Q23 AQOQ ΔΥΟΥ Net Interest Margin (NIM) 4.4 3.7 0.7 3.9 4.4 4.4 0.5 Non-Interest Income / Operating Income 14.6 20.0 -5.4 17.5 13.6 15.6 2.0 -1.9 Total Operating Expenses / Total Operating Income 70.0 69.5 0.5 61.9 69.6 70.3 0.7 8.4 (BOPO) Cost Income (CTIR) 43.6 45.4 -1.8 44.8 44.0 43.2 -0.8 -1.6 Return on Assets (ROA) 2.2 1.9 0.3 2.3 2.2 2.2 -0.1 Return on Equity (ROE) LoanDeposit (LDR) 12.3 10.6 1.7 13.2 12.3 12.3 -0.9 78.9 74.0 4.9 74.0 80.5 78.9 -1.6 4.9 Loan Funding (LTF) 1) 76.8 71.9 4.9 71.9 78.3 76.8 -1.5 4.9 CASA Deposit (CASA) 54.8 56.7 -1.9 56.7 55.6 54.8 -0.8 -1.9 Non-Performing Loans (NPL) - Gross 2.3 2.4 -0.1 2.4 2.4 2.3 -0.1 -0.1 Non-Performing Loans (NPL) - Net 0.7 0.8 -0.1 0.8 0.8 0.7 -0.1 -0.1 Loan Loss Provision (LLP) / NPL 256.4 252.5 3.9 252.5 230.2 256.4 26.2 3.9 Net Open Position (NOP) 4.3 5.5 -1.2 5.5 3.6 4.3 0.7 -1.2 Capital Adequacy Ratio (CAR) 23.2 22.0 1.2 22.0 24.1 23.2 -0.9 1.2 Notes: 1) Funding includes Customer Deposits, Subordinated Debt and Borrowings. → OCBC NISP OCBCNISP Information Classification: Public 24 24#25Facts about Bank OCBC NISP ● Fourth oldest bank in Indonesia, was incorporated in 1941. Listed its shares on Indonesia Stock Exchange in 1994. • Merger with Bank OCBC Indonesia was completed on 7 February 2011, resulting in one single banking entity and franchise for the group in Indonesia. ● ● For over 82 years, the Bank has survived through various crises. Indonesia's Top 10 largest bank as per March 2023*). . Currently employs 6,037 dedicated staff to serve customers in 54 cities across Indonesia throughout 199 offices and 491 ATMs. Solid financial performance with strong capital support from OCBC Bank Singapore. → OCBC NISP OCBCNISP Information Classification: Public *) based on bank-only financial report as of March 2023. 25#26Board of Commissioners as of 30 June 2023 Pramukti Surjaudaja President Commissioner Helen Wong Commissioner Lai Teck Poh Commissioner Jusuf Halim Independent Commissioner Independent Commissioner Kwan Chiew Choi 2) Betti S. Alisjahbana Independent Commissioner → OCBC NISP OCBCNISP Information Classification: Public Notes: 1) Effective since 14 July 2023. 2) Term of office ended on 14 July 2023. Na Wu Beng Commissioner Rama P. Kusumaputra Nicholas Tan 1) Independent Commissioner Independent Commissioner 26#27Board of Directors as of 30 June 2023 Parwati Surjaudaja President Director Emilya Tjahjadi Director Hartati Director Martin Widjaja Director Andrae Krishnawan W. Director Johannes Husin Director Joseph Chan Fook Onn Director Ka Jit Director → OCBC NISP OCBCNISP Information Classification: Public Lili Surjani Budiana Director 27#28Thank You Corporate Planning & Development PT Bank OCBC NISP Tbk OCBC NISP Tower, 15th Floor Jl. Prof. Dr. Satrio Kav. 25, Jakarta 12940 Phone : +62 21 255 33 888 E-mail : [email protected] → OCBC NISP